How to Get the Most Out of a Partial Loss.

10/27/2022 (Permalink)

A commercial fire can be devastating, both financially and structurally, as it often results in the triple threat of fire, water, and smoke damage. Not only is the area where the fire most likely damaged, but so can other areas of the building due to traveling smoke and soot through the vents. Try following the next steps in order to maximize your recovery and get your business back up and running. 

• Southeast El Paso/Butterfield team to perform a thorough inspection and document damage.
• Document everything that was damaged or destroyed, even if you're not sure it's worth documenting.
• To the best of your ability, check for mold, smoke, soot, and other irritants. Our team can handle anywhere that is too difficult for you to handle.

Most insurance adjusters won't accept a fire loss claim without the findings of a thorough inspection.  You must call in a licensed contractor who can walk through your building and inspect the roof, structure, siding, windows, insulation and plumbing, and HVAC systems. The contractor can provide an official report that itemizes damages and losses. This is called an adjusters report.

Most insurance companies are required to cover mold, smoke, or soot restoration, so long as the damage was from the recent disaster. Have your inspector check for any irritants so that you can request remediation.

In the event some things are not covered you are able to claim unreimbursed losses on your tax returns. 

It is important to have a professional mitigation team on speed dial to handle any disasters your business may face.  Contact the professionals at SERVPRO today!